Checked comparison database
The routes behind the finder.
This is the evidence layer. We separate a provider's standard price from temporary promotions, show when a bank account is required, and flag where a £0 headline can still carry usage charges.
Ranking ruleEligibility → required features → existing banking position → standard ongoing cost → simplicity. Affiliate commission is not a ranking input.
| Route | Standard cost | Who it fits | What it does | Important catch | Evidence |
|---|
Prices and features checked 22nd September 2026. Provider terms can change. “HMRC-recognised” is used only where verified or clearly stated by the provider; HMRC does not recommend individual products.